Any seller wishing to succeed in today’s environment must accept customers’ credit cards as payment for products and services. While doing so benefits both you as the retailer and the person purchasing from you, this more modern payment method does come with risks. Understanding chargebacks, one of the biggest of these perils, is important so that you can do your best to keep them to a minimum.

If you want to accept credit or debit card payments from your customers, you must first secure a merchant account. For a fee, one of these providers will facilitate your transactions for you and funnel the money directly into your checking account. Although having substandard credit can make getting this type of account more of a challenge, there are steps you can take to minimize the effects of poor credit status.

As an entrepreneur, you have every reason to want to get paid in as many different ways as possible in order to maximize your profit margin. One payment method that you may not be familiar with is automated clearing house (ACH) payments. Take some time to learn about ACH payments to see if incorporating them into your business model makes sense.

Partner with the retail payments experts who leverage more than 25 years worth of experience to deliver worry-free payment acceptance to every merchant (including those in specialty categories).

Call Humboldt today at 877.387.5642
Email us at
Or, enter your contact info in the form below: